| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | New Era Life New Era MW Phil Amer | Guaranty Income | Atlantic Coast Life | Liberty Bankers & Capitol Life | New Era Life New Era MW Phil Amer | Sentinel Security | Western United Life | Guaranty Income | Liberty Bankers & Capitol Life | Atlantic Coast Life |
| Name of Annuity | SecChoice3 | Guaranty 4 | Safe Haven 5 | Bankers5Prem | SecChoice5 | PersonalChoice5 | Discovery 5 | Guaranty 6 | Bankers7Prem | Safe Haven 10 |
| Projected Average Yield | 2.40% | 2.60% | 3.20% | 2.85% | 3.25% | 3.15% | 2.80% | 3.25% | 3.00% | 3.50% |
| Rate Guarantee Period | 3 Years | 4 Years | 5 Years | 5 Years | 5 Years | 5 Years | 5 Years | 6 Years | 7 Years | 10 Years |
| Initial Rate | 2.40% | 2.60% | 4.00% | 2.85% | 3.25% | 3.15% | 2.80% | 3.25% | 3.00% | 4.40% |
| Minimum Amount | $10,000 | $5,000 ($2,000 Q) | 3.00% Years 2-5 $5,000 | $10,000 | $10,000 | $2,500 | $10,000 | $5,000 ($2,000 Q) | $10,000 | 3.40% Years 2-10 $5,000 |
| Effective Date | 12/01/16 | 1/01/17 | 7/01/17 | 7/12/17 | 6/01/17 | 7/01/17 | 1/20/17 | 4/08/17 | 8/01/16 | 7/01/17 |
| New Rate- Effective Date | ||||||||||
| Surrender Length | 3 | 4 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 10 |
The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.