| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | Equitable Life and Casualty | New Era Life New Era MW Phil Amer | Western Bankers Life | Guaranty Income | Atlantic Coast Life | New Era Life New Era MW Phil Amer | Equitable Life and Casualty | PHL Variable (Phoenix) | Western Bankers Life | Western Bankers Life |
| Name of Annuity | SecureSavings | SecChoice3 | SPDA-3 | Guaranty 4 | Safe Haven 5 | SecChoice5 | SecureSavings | Nassau5X | SPDA-5 | SPDA-7 |
| Projected Average Yield | 2.80% | 2.85% | 3.10%ê | 2.80% | 4.00% | 3.75% | 4.00% | 4.05% | 3.80%ê | 4.10%ê |
| Rate Guarantee Period | 2 Years | 3 Years | 3 Years | 4 Years | 5 Years | 5 Years | 5 Years | 5 Years | 5 Years | 7 Years |
| Initial Rate | 2.80% | 2.85% | 3.10% | 2.80% | 4.80% | 3.75% | 4.00% | 4.05% | 3.80% | 4.10% |
| Minimum Amount | $10,000 | $10,000 | $50,000 | $5,000 ($2,000 Q) | 3.80% Years 2-5 $5,000 | $10,000 | $10,000 | $15,000 | $10,000 | $10,000 |
| Effective Date | 7/16/18 | 8/01/18 | 7/01/18 | 8/01/18 | 7/09/18 | 8/01/18 | 7/16/18 | 9/01/18 | 7/01/18 | 7/01/18 |
| New Rate- Effective Date | 3.00% on 9/25/18 | 3.70% on 9/25/18 | 4.00% on 9/25/18 | |||||||
| Surrender Length | 2 | 3 | 3 | 4 | 5 | 5 | 5 | 5 | 5 | 7 |
The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.