| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | AmFirst Insurance Company | American Life & Security | AmFirst Insurance Company | American Life & Security | AmFirst Insurance Company | Farmers Life Insurance | New Era Life New Era MW Phil Amer | Americo Financial Life | Revol One Financial | Heartland National Life |
| Name of Annuity | WaypointMYGA2 | AmericanClassic3 | WaypointMYGA3 | AmericanClassic5 | WaypointMYGA5 | Safeguard+5 | TopChoice5 | PlatinumAssure6 | ExceleraMGA7 | SecureRate10 |
| Projected Average Yield | 5.65% | 5.65% | 5.85% | 5.70% | 5.95% | 5.65% | 5.70% | 5.30% | 5.85% | 5.80% |
| Rate Guarantee Period | 2 Years | 3 Years | 3 Years | 5 Years | 5 Years | 5 Years | 5 Years | 6 Years | 7 Years | 10 Years |
| Initial Rate | 5.65% | 5.65% | 5.85% | 5.70% | 5.95% | 5.65% | 5.70% | 5.30% | 5.85% | 5.80% |
| Minimum Amount | $100,000 5.40% $20,000- $99,999 | 5.81% Effective Rate w/ 0.45% Loyalty Bonus No W/D exc RMD $1,000 | $100,000 5.60% $20,000- $99,999 | 5.83% Effective Rate w/ 0.60% Loyalty Bonus No W/D exc RMD $1,000 | $100,000 5.70% $20,000- $99,999 | $10,000 | $10,000 | $25,000 | $50,000 NQ $25,000 Q | $5,000 |
| Effective Date | 5/15/2024 | 1/17/2024 | 5/15/2024 | 1/17/2024 | 5/15/2024 | 7/24/24 | 6/01/24 | 7/22/2024 | 6/25/2024 | 1/01/2024 |
| New Rate- Effective Date | ||||||||||
| Surrender Length | 2 | 3 | 3 | 5 | 5 | 5 | 5 | 6 | 7 | 10 |
The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.