| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | Equitable Life and Casualty | New Era Life New Era MW Phil Amer | Guaranty Income | Equitable Life and Casualty | New Era Life New Era MW Phil Amer | Sentinel Security Life | Upstream Life | Western United Life | Atlantic Coast Life | Upstream Life |
| Name of Annuity | SecSavElite2 | SecChoice3 | Guaranty 4 | SecSavElite5 | SecChoice5 | PersonalChoice5 | SecureLegacy5 | NavigatorUltra5 | Safe Haven 7 | SecureLegacy10 |
| Projected Average Yield | 2.30% | 2.55% | 2.60%ê | 3.10% | 3.20% | 3.35% | 3.45%ê | 3.30% | 3.44% | 3.60%ê |
| Rate Guarantee Period | 2 Years | 3 Years | 4 Years | 5 Years | 5 Years | 5 Years | 5 Years | 5 Years | 7 Years | 10 Years |
| Initial Rate | 2.30% | 2.55% | 2.60% | 3.10% | 3.20% | 3.35% | 3.45% | 3.30% | 4.30% | 3.60% |
| Minimum Amount | $10,000 | $10,000 | $5,000 ($2,000 Q) | $10,000 | $10,000 | $2,500 | $10,000 | $10,000 | 3.30% Years 2-7 $5,000 | $10,000 |
| Effective Date | 4/01/2020 | 7/01/2020 | 9/01/2020 | 4/01/2020 | 7/01/2020 | 6/11/2020 | 7/20/2020 | 9/01/2020 | 6/11/2020 | 7/20/2020 |
| New Rate- Effective Date | 2.10% on 09/21/2020 | 2.80% on 10/01/2020 | 2.90% on 10/01/2020 | |||||||
| Surrender Length | 2 | 3 | 4 | 5 | 5 | 5 | 5 | 5 | 7 | 10 |
The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.