| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | American Life & Security | Guaranty Income Life | New Era Life New Era MW Phil Amer | Guaranty Income Life | American Life & Security | Guaranty Income Life | Americo Financial Life | Life of the Southwest | New Era Life New Era MW Phil Amer | Americo Financial Life |
| Name of Annuity | AmericanClassic3 | GuarRateLock3 | SecChoice3 | GuarRateLock4 | AmericanClassic5 | GuarRateLock5 | PlatinumAssure5 | RM Secure 5 | SecChoice5 | PlatinumAssure7 |
| Projected Average Yield | 5.20% | 4.80% | 5.00% | 4.90% | 5.40% | 5.10% | 5.40% | 5.25% | 5.30% | 5.50% |
| Rate Guarantee Period | 3 Years | 3 Years | 3 Years | 4 Years | 5 Years | 5 Years | 5 Years | 5 Years | 5 Years | 7Years |
| Initial Rate | 5.20% | 4.80% | 5.00% | 4.90% | 5.40% | 5.10% | 5.40% | 5.25% | 5.30% | 5.50% |
| Minimum Amount | 5.35% Effective Rate w/ 0.45% Loyalty Bonus No W/D exc RMD $1,000 | 4.90% For Premiums $100,000+ $10,000 | $10,000 | 5.00% For Premiums $100,000+ $10,000 | 5.52% Effective Rate w/ 0.60% Loyalty Bonus No W/D exc RMD $1,000 | 5.20% For Premiums $100,000+ $10,000 | $20,000 | $100,000 | $10,000 | $20,000 |
| Effective Date | 11/21/2022 | 12/07/2022 | 12/01/2022 | 12/07/2022 | 11/21/2022 | 12/07/2022 | 11/18/2022 | 10/31/2022 | 12/01/2022 | 11/18/2022 |
| New Rate- Effective Date | ||||||||||
| Surrender Length | 3 | 3 | 3 | 4 | 5 | 5 | 5 | 5 | 5 | 7 |
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The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.