| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | Equitable Life and Casualty | Liberty Bankers & Capitol Life | New Era Life New Era MW Phil Amer | Guaranty Income | Atlantic Coast Life | New Era Life New Era MW Phil Amer | Equitable Life and Casualty | Western Bankers Life | Guaranty Income | Western Bankers Life |
| Name of Annuity | SecureSavings | BankersElite3 | SecChoice3 | Guaranty 4 | Safe Haven 5 | SecChoice5 | SecureSavings | SPDA-5 | Guaranty 6 | SPDA-7 |
| Projected Average Yield | 2.65% | 2.75% | 2.70% | 2.75% | 3.70% | 3.60% | 3.65% | 3.65% | 3.40% | 3.90% |
| Rate Guarantee Period | 2 Years | 3 Years | 3 Years | 4 Years | 5 Years | 5 Years | 5 Years | 5 Years | 6 Years | 7 Years |
| Initial Rate | 2.65% | 2.75% | 2.70% | 2.75% | 4.50% | 3.60% | 3.65% | 3.65% | 3.40% | 3.90% |
| Minimum Amount | $20,000 | $10,000 | $10,000 | $5,000 ($2,000 Q) | 3.50% Years 2-5 $5,000 | $10,000 | $20,000 | $10,000 | $5,000 ($2,000 Q) | $10,000 |
| Effective Date | 4/01/18 | 4/09/18 | 5/01/18 | 3/01/18 | 4/23/18 | 6/01/18 | 5/01/18 | 6/18/18 | 3/01/18 | 6/18/18 |
| New Rate- Effective Date | ||||||||||
| Surrender Length | 2 | 3 | 3 | 4 | 5 | 5 | 5 | 5 | 6 | 7 |
The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.