| FORMAT [Instructions] |  Top 10 in Microsoft Word format |  Top 10 in Acrobat PDF format |  Top 10 Front Page as Web Page |
| Required Program | Microsoft Word 97 or Get Word Viewer | Adobe Acrobat or Get Adobe Reader | None |
| Recommended for | Quality Printing | Fast Printing | Quick Viewing /Feature Description |
| Insurance Company/ | SILAC Insurance Company | New Era Life New Era MW Phil Amer | Liberty Bankers & Capitol Life | New Era Life New Era MW Phil Amer | SILAC Insurance Company | Upstream Life | Western United Life | Western United Life | Western United Life | Atlantic Coast Life |
| Name of Annuity | SecSavElite2 | SecChoice3 | BankersElite5 | SecChoice5 | SecSavElite5 | SecureLegacy5 | NavigatorElite5 | NavigatorUltra5 | NavigatorUltra7 | Safe Haven 10 |
| Projected Average Yield | 2.15% | 2.35% | 2.80% | 3.00% | 2.95% | 2.75% | 2.75% | 2.90% | 2.95% | 3.00% |
| Rate Guarantee Period | 2 Years | 3 Years | 5 Years | 5 Years | 5 Years | 5 Years | 5 Years | 5 Years | 7 Years | 10 Years |
| Initial Rate | 2.15% | 2.35% | 2.80% | 3.00% | 2.95% | 2.75% | 2.75% | 2.90% | 2.95% | 3.90% |
| Minimum Amount | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | 2.90% Years 2-10 $5,000 |
| Effective Date | 11/09/2020 | 3/01/2021 | 3/15/2021 | 3/01/2021 | 11/09/2020 | 05/01/2021 | 3/03/2021 | 4/27/2021 | 4/27/2021 | 01/19/2021 |
| New Rate- Effective Date | ||||||||||
| Surrender Length | 2 | 3 | 5 | 5 | 5 | 5 | 5 | 5 | 7 | 10 |
The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states.