Rates as of: 09/12/2024 Insurance Company/ | AmFirst Insurance Company | American Life & Security | New Era Life New Era MW Phil Amer | American Life & Security | Farmers Life Insurance | Heartland National Life | New Era Life New Era MW Phil Amer | Farmers Life Insurance | Heartland National Life | Heartland National Life | Name of Annuity | WaypointMYGA2 | AmericanClassic3 | TopChoice3 | AmericanClassic5 | Safeguard+5 | SecureRate5 | TopChoice5 | Safeguard+7 | SecureRate7 | SecureRate10 | Projected Average Yield | 5.25% | 5.30%ê | 5.30% | 5.40%ê | 5.60%ê | 5.70%ê | 5.60% | 5.40% | 5.75%ê | 5.75%ê | Rate Guarantee Period | 2 Years | 3 Years | 3 Years | 5 Years | 5 Years | 5 Years | 5 Years | 7 Years | 7 Years | 10 Years | Initial Rate | 5.25% | 5.30% | 5.30% | 5.40% | 5.60% | 5.70% | 5.60% | 5.40% | 5.75% | 5.75% | Minimum Amount | $100,000
5.00% $20,000- $99,999 | 5.46% Effective Rate w/ 0.45% Loyalty Bonus No W/D exc RMD $1,000 | $10,000 | 5.53% Effective Rate w/ 0.60% Loyalty Bonus No W/D exc RMD $1,000 | $10,000 | $5,000 | $10,000 | $10,000 | $5,000 | $5,000 | Effective Date | 8/28/2024 | 8/19/2024 | 9/01/2024 | 8/19/2024 | 8/27/2024 | 8/24/2024 | 9/01/2024 | 8/27/2024 | 8/24/2024 | 8/24/2024 | New Rate- Effective Date | | 4.90% on 9/16/2024 | | 5.00% on 9/16/2024 | 5.45% on 9/21/2024 | 5.55% on 9/13/2024 | | | 5.65% on 9/13/2024 | 5.70% on 9/13/2024 | Surrender Length | 2 | 3 | 3 | 5 | 5 | 5 | 5 | 7 | 7 | 10 |
... See More Product Features The Annuities listed in the Top 10 are approved in Texas. Rates and features are applicable for Texas. The annuities may not be approved in other states. |