Rates as of: 06/27/2024(To print the Top 10, please use the PDF version)

Insurance Company AmFirst
Insurance
Company
American
Life &
Security
AmFirst
Insurance
Company
American
Life &
Security
AmFirst
Insurance
Company
Farmers
Life
Insurance
New Era Life
New Era MW

Phil Amer
Americo
Financial
Life
Revol
One
Financial
Heartland
National
Life
Name of AnnuityWaypointMYGA2AmericanClassic3WaypointMYGA3AmericanClassic5WaypointMYGA5Safeguard+5Top Choice 5PlatinumAssure6ExceleraMGA7SecureRate10
Average Annual Yield 5.65%5.65%5.85%5.70%5.95%5.80%5.70%5.65%5.85%5.80%
Initial Period Yield 5.65%5.65%5.85%5.70%5.95%5.80%5.70% 5.65%5.85%5.80%
Minimum Amount$100,000$1,000$100,000$1,000$100,000$10,000$10,000$25,000$50,000 NQ
$25,000 Q
$5,000
New Rate-Effective Date5/15/20241/17/20245/15/20241/17/20245/15/202410/16/20236/01/20244/29/20246/25/20241/01/2024
New Rate-
Effective Date
          
Rate on Other Amounts5.40%
on Premiums $20,000 -
$99,999
 
5.81%
 Effective Rate
w/ 0.45%
Loyalty Bonus
No W/D exc RMD
5.60%
on Premiums $20,000 -
$99,999
 
5.83%
 Effective Rate
w/ 0.60%
Loyalty Bonus
No W/D exc RMD
5.70%
on Premiums $20,000 -
$99,999
 
 5.85% on Internal Exchanges

 
   
EAY Incl Non-Forfeitable
Bonus on Prem. Received
          
Rate Guarantee Period2 Years3 Years3 Years5 Years5 Years5 Years5 Years6 Years7 Years10 Years
Planned Banded Base RateN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Bail-Out Interest RateN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Rate Guarantee
After Initial Period
          
Minimum Rate Guarantee3.00%1.00%3.00%1.00%3.00%1.00%1.00%2.65%1.00%3.00%
After IP - Rate Subject ToFixedFixedFixedFixedFixedFixedFixedFixedFixedFixed
Funds Investment TypeMYGAMYGAMYGAMYGAMYGAMYGAMYGAMYGAMYGAMYGA
FREE Annual Withd'l Amt10% of Prev
Yr Ann Value
10% of Prev
Yr Ann Value
10% of Prev
Yr Ann Value
10% of Prev
Yr Ann Value
10% of Prev
Yr Ann Value
100% Interest
Annual Reset
100%
Interest
5% of
Acct Value
1st term:RMD
Renew:10% AV
Curr Yr Interest
Annual Reset
Free Withdrawal Per YearUnlimited (Yr2+)1 (Yr2+)Unlimited (Yr2+)1 (Yr2+)Unlimited (Yr2+)121211 (2nd term+)1
Monthly Income ChecksYes (Yr 2+)
($500 min)
Yes (Yr 2+)
 
Yes (Yr 2+)
($500 min)
Yes (Yr 2+)
 
Yes (Yr 2+)
($500 min)
Yes
($100 min)
Yes
($125 min)
Yes N/AYes
($100 min)
Surrender Charges for Year0-890-900-890-900-890-950-900-850-90 (Q85)18-90
1
2
3
4
5
6
7
8
9
10
MVA+9%
MVA+8%
 
MVA+9%
MVA+8%
MVA+7%
MVA+9%
MVA+8%
MVA+7%
 
MVA+9%
MVA+8%
MVA+7%
MVA+6%
MVA+5%
MVA+9%
MVA+8%
MVA+7%
MVA+6%
MVA+5%
 
MVA+9%
MVA+8%
MVA+7%
MVA+6%
MVA+5%
 
MVA+5%
MVA+5%
MVA+5%
MVA+5%
MVA+5%
MVA+9%
MVA+8%
MVA+7%
MVA+6%
MVA+5%
MVA+4%
 
MVA+9%
MVA+8%
MVA+7%
MVA+6%
MVA+5%
MVA+4%
MVA+3%
 
MVA+9%
MVA+8%
MVA+7%
MVA+6%
MVA+5%
MVA+4%
MVA+3%
MVA+2.5%
MVA+1.5%
MVA+0.9%
Penalty Applied from DateOfCont/RenewCont/RenewCont/RenewCont/RenewCont/RenewCont/RenewContractContractCont/RenewCont/Renew
Action Req'd End of PeriodRRRRRRRRRRRRRRRRRRNONENONERRRRRR
PenaltyWaived-PayOutOverLife5 Years w/MVALife5 Years w/MVALifeNO5 YearsNOAfter 3rd Year
Life or 7Yrs
NO
PenaltyWaived @ DeathOwnerOwnerOwnerOwnerOwnerOwnerOwnerOwnerOwnerOwner
Annual FeesNONENONENONENONENONENONENONENONENONENONE
Additional Premium AllowedNONONONONONONONONONO
Max. Issue Age - Owner8990899089959085NQ 90 (85Q)90
- Annuitant8990899089959085NQ 90 (85Q)90
Days Rate Held on RolloversAppDate+60Chg+30daysAppDate+60Chg+30daysAppDate+60AppDate+60HO Rec+60HO Rec+45HO Rec+45HO Rec+45
Free Look Period30 Days30 Days30 Days30 Days30 Days30 Days20 Days20 Days30 Days30 Days
Rating -A.M.BestA-B++A-B++A-B++A-AB++B++
Company Assets(in Millions)$71,657$1,870$71,657$1,870$71,657$138$645$6,465$919$16
Year Company Founded2013196020131960201319971924194619801965
Home OfficeOK City
OK
Lincoln
NE
OK City
OK
Lincoln
NE
OK City
OK
Knoxville
TN
Houston
TX
Kansas City
MO
Urbandale
IA
Independence
MO
Insurance Company TypeLegal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Legal
Reserve
Ultimate Parent CompanyAmFirst
Holdings Inc
Midwest
Holdings, Inc
AmFirst
Holdings Inc
Midwest
Holdings, Inc
AmFirst
Holdings Inc
Arrowhead Capital  GroupNew Era EnterprisesFinancial
Holding
Axar CapitalHeartland
National

Rate History on New Prem

          
06/23 5.25% 5.30% 5.50%5.30%5.25%  
07/23 5.25% 5.30% 5.50%5.30%5.25%  
08/23 5.25% 5.30% 5.50%5.30%5.30%  
09/23 5.25% 5.30% 5.65%5.50%5.50%  
10/23 5.40% 5.40% 5.65%5.60%5.55%  
11/23 5.50% 5.55% 5.80%5.70%5.55%  
12/23 5.50% 5.55% 5.80%5.80%5.95%  
01/24 5.50% 5.55% 5.80%5.80%5.95%  
02/24 5.65% 5.70% 5.80%5.80%5.45%  
03/24 5.65% 5.70% 5.80%5.80%5.55% NewHistory
04/24 5.65% 5.70% 5.80%5.80%5.55% 5.80%
05/24NewHistory5.65%NewHistory5.70%NewHistory5.80%5.80%5.65%NewHistory5.80%
06/245.65%5.65%5.85%5.70%5.95%5.80%5.70%5.65%6.00%5.80%