Secure Choice 5

3.50%

Rate Guaranteed for 5 Years

Minimum: $10,000

After the initial 5 year guarantee period, the interest rate is based on current market conditions, but will never be less than 2.00%. Surrender charges expire at the end of the 5 year period forever.

New Era Life Insurance Company
Philadelphia American Life
New Era Life of the Midwest

Form # A-0045R

SPDA-7

3.85%

Rate Guaranteed for 7 Years

Minimum: $10,000

After the initial 7 year guarantee period, the interest rate is based on current market conditions, but will never be less than 1.00%. Surrender charges expire at the end of the 7 year period forever.

                Bankers Life Insurance Company                 DBA Western Bankers Life in Texas

Form # SPDA-CD