| Secure Rate 10 | | Current Rate | | 6.00% | | Rate Guaranteed for 10 Years | Minimum: $5,000 | After the initial 10 year guarantee period, the annuity may be renewed with a new interest rate based on market conditions, but will never be less than 1.00%. Surrender charges are renewed for subsequent renewal periods. | Heartland National Life Insurance Company | Form #ICC24 HNL-CON |
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