Top Choice 5

5.50%

Rate Guaranteed for 5 Years

Minimum: $10,000

After the initial 5 year guarantee period, the interest rate is based on current market conditions, but will never be less than 1.00%.

Surrender charges expire at the end of the 5 year period forever.

New Era Life Insurance Company
Philadelphia American Life
New Era Life of the Midwest

Form # A-0065

Secure Rate 10

5.55%

Rate Guaranteed for 10 Years

Minimum: $5,000

After the initial 10 year period, the annuity may be renewed at a new interest rate based on market conditions, but will never be less than 3.00%. Surrender charges are renewed for subsequent renewal periods.

Heartland National Life Insurance Company

Form # ICC21 HNL-CON