Top Choice 5

5.30%

Rate Guaranteed for 5 Years

Minimum: $10,000

After the initial 5 year guarantee period, the interest rate is based on current market conditions, but will never be less than 1.00%. Surrender charges expire at the end of the 5 year period forever.

New Era Life Insurance Company
Philadelphia American Life
New Era Life of the Midwest

Form # A-0065

Personal Choice Annuity 3Ô

*5.60%

Rate Guaranteed for 3 Years

Minimum: $10,000 for Paper Apps
$2,500 for eApps

* At the above rate, NO Free Withdrawals of any type are allowed during the 3 year guarantee rate period.

After the initial 3 year period, the annuity may be renewed with a new interest rate based on market conditions, but will never be less than 1.00%. Surrender charges are renewed for subsequent renewal periods.

Sentinel Security Life

Form # SSLANPOL11-TX