Featured Annuities

The Fisher Agency

Danny Fisher, CLU, ChFC
President     1-800-822-1450

Financial Advisors Since 1975

13140 Coit Road, Suite 102  Dallas, TX 75240-5797

Home PageTop 10 PageForms 

September 4, 2018
 

Secure Choice 5

Current Rate (as of 9/01/18) 

3.75%

 

Rate Guaranteed for 5 Years

Minimum: $10,000

After the initial 5 year guarantee period, the interest rate is based on current market conditions, but will never be less than 2.00%. Surrender charges expire at the end of the 5 year period forever.

 

New Era Life Insurance Company
Philadelphia American Life
New Era Life of the Midwest

Form # A-0045R

 

SPDA-7

Current Rate (as of 9/01/18)on 9/25/2018

4.10%

4.10%

Rate Guaranteed for 7 Years

Minimum: $10,000

After the initial 7 year guarantee period, the interest rate is based on current market conditions, but will never be less than 1.00%. Surrender charges expire at the end of the 7 year period forever.

 

                Bankers Life Insurance Company                 DBA Western Bankers Life in Texas

Form # SPDA-CD

 

 Forms/Files for mailing:

Monthly Letter in Word  

Fillable Monthly Letter in PDF 

Top 10

Top 10 PDF

Easy to Understand
 

A Multi-Year Guarantee Annuity (MYGA) is something so easy to understand, kids in the 5th grade can understand how one works. Simply stated, all MYGA type annuities have one thing in common; the guaranteed interest rate period matches the length of the early surrender penalty period. You can pick the guaranteed rate period that best meets your wishes. Generally the periods range from 2 to 10 years.

Other key features of all annuities are; 1) amount of free annual withdrawals each year, if any, and 2) are early surrender penalties waived at death. Make certain those two key elements fit your needs.

Lots of annuities are advertised in TV & Radio ads that tout the possibility of high returns, but if you don’t fully understand all the details, don’t buy them! Remember, there is no such thing as a free lunch!

If you want an “Easy to Understand” place to park your money, which one these MYGA annuities do you think is right for you? You can always put money in both of them!



 

The Fisher Agency markets the featured annuities for sale in Texas.  Rates and features are applicable for Texas.